Home Loans in Glanville
Aussie Home Loans
Home Loans Glanville
If you live in the Glanville area of Port Adelaide in SA and are seeking home loans that are very competitive, then enlist the aid of professional mortgage broker, Kate Barnes.
What Does a Mortgage Broker Do?
A good question, especially for first home buyers. Your mortgage broker is the go between, the negotiator that will liaise with you and the lenders. They have relationships with decision makers, which means you will be more likely to get approved, and at a better rate than if you went it alone. Also, a professional knows their stuff and understands both the lingo and the contracts, so having a broker on your team only makes sense.
What Is Your Borrowing Power?
For first home hunters especially, this is probably the most commonly asked question when it comes to home finance. There is no one answer to cover all scenarios, though, as it depends on things like:
- Your income or earning level
- Whether you have saved up a deposit and how much
- A clean credit score
- And things like that
Whether you plan to make repayments weekly, fortnightly or monthly, the first question you should ask yourself is what are you comfortable repaying?
- Many years of experience
- The fastest, most efficient service
- Highest standard of quality & service
- The friendliest team you will meet
- Prices that can’t be beaten
- Monday to Saturday 9am-7pm
Handy Home Loan Calculators
Before entering into negotiations with a lender through your broker, it’s a good idea to access a bank website and play around with a home loan calculator. This will at least give you an idea of how much you can borrow and what the repayment rates are likely to be.
Why Refinance Your Loan?
A mortgage broker can advise you on and negotiate a refinancing deal for you. The idea of refinancing an existing mortgage is to get a better deal that saves you money overall. Refinancing is worth looking into on a semi-regular basis. After all, why pay more than you have to?
Home Loans Around Port Adelaide SA
To find the very best home loans in the postcode area of 5015 in Glanville SA, talk to your local mortgage broker. Why go it alone when you can have a professional on your side?